We have developed Balance Sheet Protection (BSP), a policy unifying Statutory liability, Employment Practices Liability, Organisation Liability and Directors & Officers Liability together.
With very few occupational limitations, and limits of indemnity available up to $10,000,000 this product is suited to all privately owned companies with revenues up to $100,000,000.
In this ever-changing legislative environment, private companies need the comfort of a Management Liability-style policy written on a broad-form basis to ensure they are receiving comprehensive protection to their business practices.
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Balance Sheet Protection has the following sections, designed to respond to a broad range of circumstances:
Advance payment of legal costs
Blanket Outside Directorships cover
Continuity of Cover
Extended Reporting Period
Regulatory Audit costs
Preservation of Indemnity
Retirement of Employees
Public Relations costs
Excess of primary D & O
Early response to events from a Notifiable Incident or notice of an Inquiry
Cover written on a broad-form basis
Available for most occupations with transport, construction, manufacturing & mining risks able to be considered
Cover for certain Enforceable Undertaking costs
Broad definition of Employee, including “deemed employees” and voluntary workers
Employment Practices Liability includes actions brought by Labour Hire personnel and applicants for employment;
Isolated limits of indemnity available for each policy section
Written with an Australian Insurer for improved underwriting and claims handling processes
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